David Yurman’s Two-Tone 4-Row Layered Bib Necklace is a delightful mélange of sterling silver, 18K yellow gold, and different styles of chains! One figaro chain, two box chains, and one wheat chain are connected to a gold push clasp and allowed to puddle around the neck in a most becoming way. In very good condition, it has some scratches on the metal. If you like the layered look, this DY creation has it in spades!